Payment Methods & Payment Security | ByBargain

Payment Methods

Safe, Secure & Convenient Payments

At ByBargain, we want your shopping experience to be simple, convenient and secure.

We offer a range of payment options through our secure online checkout. The payment methods available to you will be displayed at checkout based on your location, device, currency and the payment services currently supported by our store.


Available Payment Methods

Depending on availability, you may be able to pay for your order using payment methods such as:

  • Visa

  • Mastercard

  • American Express

  • Debit cards

  • Credit cards

  • Shop Pay

  • PayPal

  • Apple Pay

  • Google Pay

  • Other payment options displayed at checkout

Please note: The payment methods available may vary from time to time. The checkout page will always show the payment options currently available for your order.


Secure Payment Processing

We take payment security seriously.

Payments made through ByBargain are processed using secure payment infrastructure provided by Shopify and/or the relevant third-party payment provider.

Your payment information is transmitted using appropriate security measures designed to protect it from unauthorised access.

We do not normally have access to or store your complete payment card details.

Payment providers may securely process information required to:

  • Authorise your payment;

  • Complete your transaction;

  • Prevent fraudulent transactions;

  • Verify your payment;

  • Protect customers and merchants; and

  • Comply with applicable legal and regulatory requirements.


Your Payment Information

When you place an order, you may be required to provide payment information directly through our secure checkout or the relevant payment provider.

Depending on the payment method selected, the payment provider may process information such as:

  • Card details;

  • Billing information;

  • Payment account information;

  • Transaction details;

  • Device information; and

  • Information required for fraud and security checks.

We do not ask customers to send complete card details, PINs or security codes to us by email or through customer-service messages.

For your security, never send your full payment card number or security code to us by email.


Payment Verification & Fraud Prevention

For the protection of our customers and our business, payments may be subject to security and fraud-prevention checks.

A payment provider or ByBargain may need to verify certain information before an order can be processed.

In some circumstances, an order may be delayed, declined or cancelled if:

  • Payment cannot be authorised;

  • Payment information cannot be verified;

  • A transaction appears suspicious;

  • Fraudulent activity is suspected;

  • The payment method is unavailable; or

  • Other legitimate security concerns arise.

These measures help protect customers from unauthorised transactions and help us maintain a secure shopping environment.


When Will I Be Charged?

Payment is generally processed when you complete your purchase through our checkout, subject to the payment method and payment provider used.

Your order will only be processed for dispatch once the required payment has been successfully authorised or confirmed.

If payment cannot be completed successfully, we may be unable to process or dispatch the order.


Payment Confirmation

Once your order has been successfully placed, you will normally receive an order confirmation by email.

Your order confirmation provides information about your purchase, such as:

  • Order number;

  • Products purchased;

  • Order value;

  • Delivery information; and

  • Other relevant order details.

Please check your confirmation carefully and contact us as soon as possible if you believe any information is incorrect.


Currency

Unless otherwise stated, prices displayed on the ByBargain website are in British Pounds Sterling (£).

If you use a payment method or account associated with another currency, your bank or payment provider may apply its own exchange rate or charges.

Any such charges imposed by your bank or payment provider are outside ByBargain's control.


Failed or Declined Payments

If your payment is declined, please check:

  • That your card details are correct;

  • That your billing address is correct;

  • That your card has not expired;

  • That sufficient funds or credit are available; and

  • That your bank or payment provider has not blocked the transaction.

You may also try another available payment method.

If you continue to experience problems, please contact your bank, card provider or the relevant payment provider.


Payment Security

ByBargain does not request sensitive payment information through unsecured communication channels.

For your protection:

Never send us:

  • Your full card number;

  • Card security code/CVV;

  • Online banking password;

  • Payment account password; or

  • One-time security codes

through email, social media or customer-service messages.

If you receive a suspicious message claiming to be from ByBargain and requesting payment information, please contact us using the contact details published on our website before taking any action.


Refunds

If you are entitled to a refund under our Returns & Refunds Policy or applicable consumer law, the refund will normally be made using the original payment method where possible.

The time taken for a refund to appear in your account may depend on your bank, card issuer or payment provider.

For more information, please see our Returns & Refunds page.


Third-Party Payment Providers

Some payment methods available through our checkout may be provided by third-party payment providers.

When you choose a third-party payment method, that provider may process your payment information in accordance with its own terms and privacy policy.

The payment methods and providers available at checkout may change from time to time.


Questions About Payments?

If you have a question about a payment, order or transaction, please contact our customer-service team.

H&I Online Ltd  T/A ByBargain 

Email: sales@bybargain.com

Company Number: 13686977

Registered Office:
50 Princes Street
Ipswich
England
IP1 1RJ


Shop With Confidence

At ByBargain, we aim to make online shopping convenient while taking reasonable steps to protect your payment and personal information.

Secure checkout. Convenient payment options. Transparent information.

Thank you for shopping with ByBargain.