Payment Methods & Payment Security | ByBargain

At ByBargain, we want your shopping experience to be simple, convenient and secure.

We offer a range of payment options through our secure online checkout. The payment methods available for your order will be displayed at checkout and may vary depending on your location, device, currency and the payment services currently available.

Available Payment Methods

Depending on availability, payment options may include:

  • Visa
  • Mastercard
  • American Express
  • Debit and credit cards
  • Shop Pay
  • PayPal
  • Apple Pay
  • Google Pay
  • Klarna
  • Other payment options displayed at checkout

The checkout page will show the payment methods currently available for your particular order before you complete your purchase.

Secure Payment Processing

Payments made through ByBargain are processed using secure payment infrastructure provided by Shopify and/or the relevant third-party payment provider.

Payment information is transmitted using appropriate security measures designed to protect it from unauthorised access.

ByBargain does not normally receive or store your complete payment card details.

Payment providers may process information required to authorise and complete transactions, verify payments, prevent fraud and comply with applicable legal and regulatory requirements.

When Will I Be Charged?

Payment is generally processed when you complete your purchase through our checkout, subject to the payment method and payment provider used.

Your order will only be processed for dispatch once the required payment has been successfully authorised or confirmed.

If payment cannot be successfully completed or authorised, we may be unable to process the order.

Payment Verification & Fraud Prevention

For the protection of our customers and our business, payments may be subject to security and fraud-prevention checks.

In some circumstances, an order may be delayed, declined or cancelled where:

  • Payment cannot be authorised;

  • Payment information cannot be verified;

  • A transaction appears suspicious;

  • Fraudulent activity is reasonably suspected;

  • The selected payment method is unavailable; or

  • Other legitimate payment-security concerns arise.

Order & Payment Confirmation

After successfully placing an order, you will normally receive an order confirmation by email.

The confirmation will contain relevant information about your purchase, which may include your order number, products purchased, order value and delivery information.

Please check your order confirmation carefully and contact us as soon as possible if you believe any information is incorrect.

Currency

Unless otherwise stated, prices displayed on the ByBargain website are in British Pounds Sterling (£ GBP).

If you use a payment method or account associated with another currency, your bank or payment provider may apply its own exchange rate or additional charges.

Any charges imposed independently by your bank or payment provider are outside ByBargain's control.

Failed or Declined Payments

If your payment is declined, please check that:

  • Your payment details are correct;

  • Your billing address is correct;

  • Your card has not expired;

  • Sufficient funds or credit are available; and

  • Your bank or payment provider has not blocked the transaction.

You may also try another payment method displayed at checkout.

If the problem continues, please contact your bank, card issuer or relevant payment provider.

Protecting Your Payment Information

For your security, never send us your full card number, card security code/CVV, online banking password, payment-account password or one-time security codes by email, social media or customer-service messages.

If you receive a suspicious communication claiming to be from ByBargain and requesting sensitive payment information, please contact us using the contact details published on our website before taking any action.

Refunds

Where you are entitled to a refund under our Returns & Refunds Policy or applicable consumer law, the refund will normally be made to the original payment method where possible.

Once an eligible return has been received and assessed, approved refunds are normally processed by ByBargain within 3 business days.

The time taken for the funds to appear in your account after processing may depend on your bank, card issuer or payment provider.

Please see our Returns & Refunds page for full information.

Third-Party Payment Providers

Some payment methods available through our checkout are provided by third-party payment providers.

When you select one of these payment methods, the relevant provider may process your payment information in accordance with its own terms and privacy policy.

Available payment methods and providers may change from time to time. The options displayed at checkout are the options available for that transaction.

Questions About Payments?

If you have a question about a payment, order or transaction, please contact our customer-service team.

H&I Online Ltd (T/A ByBargain)
Company Number: 13686977

Registered Office:
50 Princes Street
Ipswich
England
IP1 1RJ
United Kingdom

Mobile: +44 7380 571761
Telephone: +44 118 375 1751
Email: sales@bybargain.com

Shop With Confidence

At ByBargain, we aim to provide a straightforward and transparent checkout experience while taking appropriate measures to protect payment and personal information.

Secure checkout. Convenient payment options. Transparent information.

Thank you for shopping with ByBargain.